Transfers
How do international transfers work?
Money moves between institutions through a chain of intermediaries. Each step can add a fee or a delay, which is why the amount that arrives can differ from the amount sent.
Build and manage your financial life globally.
One financial life.Connected across countries.
Connect your accounts, manage your money, move funds internationally, and receive human and AI-assisted guidance through one global wealth platform.
Prepare to move money across borders
Explore a platform designed to connect traditional financial systems with modern global money tools.
See how a conversion could look
Live rate — indicative
Recipient could receive
- You send
- $1,000.00
- Transfer fee0% fee
- $0.00
- Amount we convert
- $1,000.00
- Rate
- 1 USD = 5,4 BRL
Sample values shown until the current rate loads.
0% feeYour first cross-border transfer has no Selfinancial fee. Introductory offer for new customers, available for a limited time.
Rates come from a live provider and change continuously, so the figures above are indicative only — they are not a locked quote or a promise of savings. Final pricing, fees, and any applicable taxes will be shown clearly before any future transaction.
How the journey works
Connect. Understand.Then expand.
Financial systems are still organised by country. Selfinancial reduces that fragmentation in three stages.
- ConnectBring accounts, assets, liabilities, transactions, and financial relationships into one platform.
- UnderstandUse dashboards, categorisation, professional guidance, and AI to understand your complete financial position.
- ExpandMove money, invest internationally, build a global financial profile, and pursue opportunities across jurisdictions.
Move money across countries
Manage international moneyfrom one account.
Modern payment infrastructure, described by what it does for you rather than by the rails underneath it.
Send money between supported markets
Understand the cost before you confirm, then follow the transfer through each stage.
- See the cost before confirming
- Follow transfer progress
- Supported currencies
Early access
Receive money from other countries
Bring incoming international payments into the same view as everything else.
- One place for incoming funds
- Currency conversion
- Full transaction history
Early access
Digital-dollar wallet with USDC support
Hold supported digital currencies and stablecoins, with the issuer and backing explained first.
- Wallet balance and history
- Deposits and withdrawals
- Security controls
Early access
See the complete picture of your finances across accounts, currencies, and countries
Connect your bank accounts, credit cards, loans, investments, and subscriptions through Open Finance to see your financial life in one place.
Manage everyday finances
Understand your positionwithout switching between applications.
Every capability carries an honest availability label, so the roadmap is never mistaken for a shipped product.
- Connected accountsEarly accessYour complete financial position, assembled from the accounts you already have.
- Transaction categorisationComing soonSpending you can actually read, described the same way in every market.
- BudgetingComing soonA plan that survives contact with a financial life spread across countries.
- Subscription managementComing soonEvery recurring commitment in one list, including the ones you had forgotten.
- Debt visibilityComing soonOne view of what you owe, so you can decide what to address first.
- Investment portfolio viewComing soonYou can see your allocation as it actually is, not one brokerage at a time.
Human guidance, enhanced by AI
Personalised human guidance,supported by technology that explains.
Bring your financial professional into the same environment where your financial information already lives.
Work with a financial professional you choose and control
Invite a professional to review selected information. You decide who receives access and exactly what they can see, and you can revoke it at any time.
AI that explains rather than decides
AI helps explain transactions, identify patterns, summarise accounts, and prepare questions for your professional. It is not a replacement for regulated professional advice.
Build a financial profile designed to travel with you
Traditional credit histories usually stay in the country that created them. The Global Financial Passport is intended to organise your accounts, income, assets, and liabilities into a permissioned profile you control.
Build your global financial future
Discover opportunitiesbeyond your local market.
These are directions we are working toward, not products you can use today.
Global credit and collateral
Present a broader, more transparent financial profile to participating institutions in other markets.
Long-term vision
International investing
Connect financial planning with eligible traditional securities and approved tokenised products.
Long-term vision
The roadmap in four phases
See what we are building and in what order, without dates we cannot confidently deliver.
Long-term vision
Three ways in,one financial foundation.
Individuals, businesses, and financial professionals each get an experience shaped around what they are trying to do.
For individuals
Your financial life should not stop at the border
Connect your accounts, understand your money, move funds internationally, and build a financial life that works across countries.
Explore for individualsFor businesses
Turn local financial history into global opportunity
Consolidate international financial statements, manage global cash flow, and prepare your business for relationships with institutions abroad.
Explore for businessesFor financial professionals
Serve clients through their complete financial life
Find clients, review permissioned information, collaborate securely, and use AI-assisted tools to extend the value of your services.
Explore for professionalsWhere we are focused
Eight marketsshaping the first release.
- United States
- Brazil
- Mexico
- Colombia
- Italy
- Portugal
- Spain
- France
These are the markets Selfinancial is being designed around. Availability, supported products, and regulatory permissions are confirmed separately for each country before launch.
Answers, not slogans
Start with clear financial answers.
Plain-language explanations of the questions people ask us most.
Digital money
What are digital dollars?
They are dollar-denominated balances held on modern payment networks. Understanding who issues them and what backs them matters more than the technology behind them.
Portability
What is a Global Financial Passport?
It is a permissioned profile that organises your verified identity, accounts, income, assets, and liabilities so institutions in another country can understand your position. It is not a guarantee of approval anywhere.
Pricing
How do I compare exchange rates and fees?
Compare the total amount that reaches the recipient, not the headline rate. A strong rate paired with a wide margin or a fixed fee can still deliver less.
Security
Does this website ever ask for my bank login?
No. The marketing website never requests banking credentials. Financial login happens only inside the protected Selfinancial application.
Your data
Who can see my financial information?
Only the people and services you allow. Every permission states what can be seen, what cannot be done, and how to revoke access.
Tokenisation
Does tokenisation make investing safer?
No. Tokenisation can improve settlement speed and portability, but it does not remove investment risk, legal restrictions, custody requirements, or eligibility rules.
Getting started
What can I do with Selfinancial today?
You can read how the platform is being built, review which capabilities are in early access and which are long-term vision, and join the waitlist for the products that matter to you.
Trust, security,and honest availability.
Trust comes from structure. Here is how the public website keeps your information separate and under your control.
- The marketing website never requests your banking credentials.
- Financial login happens only through the existing, protected Selfinancial application.
- The public engagement system is separated from the core financial database.
- You choose who can access your financial information, and you can revoke that access.
- We do not publish a claim about licences, partners, speed, or savings that we cannot show you.