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For individuals

Your financial lifeshould not stop at the border.

Connect your accounts, understand your money, move funds internationally, and build a financial life that works across countries.

What you can do here today

  • Read what is realEvery capability carries an honest availability label.
  • Understand the toolsDigital dollars, transfers, and Open Finance explained in plain language.
  • Join a waitlistTell us which products matter to you and we will let you know when they open.

This website never asks for banking credentials.

Move money across countries

Manage international moneyfrom one account.

Selfinancial is being built to move money between supported countries using modern financial infrastructure, including supported stablecoin settlement rails where appropriate.

Hold supported digital currencies

A wallet for supported digital currencies and stablecoins, with the issuer and the backing explained before you use it.

Early access

Send money between supported markets

Understand what a transfer costs and what will actually arrive before you confirm it.

Early access

Follow transfers and balances

See international activity, balances, and transfer progress from one place instead of several banking apps.

Early access

Connect your financial accounts

Connect your accountsto see your financial life in one place.

Open Finance connections bring your bank accounts, credit cards, loans, investments, and subscriptions into a single view, with your permission at every step.

  • Checking and savings accounts

  • Credit cards and loans

  • Subscriptions and recurring payments

  • Investment accounts and holdings

  • Transactions across institutions

  • Recurring income and expenses

Understand your global financial position

See the complete pictureacross accounts, currencies, and countries.

Cash, debt, investments, income, spending, subscriptions, assets, and liabilities consolidated into one position you can actually read.

Cash and debt in one balance

Balances, credit, and obligations from every connected institution, normalised into one readable position.

Currencies and countries

See how much of your financial life sits in each currency, and where that exposure comes from.

Assets and investments

Investments, holdings, and other assets summarised alongside everything else you own and owe.

Manage everyday finances

The tools you needto run your money week to week.

Each capability below shows where it stands today. Nothing here is presented as available before it is.

  • International transfersEarly accessYou see what a transfer costs and where it is before you commit to it.
  • Digital walletEarly accessOne balance you can read, move, and reconcile without switching applications.
  • Digital dollars and stablecoinsEarly accessYou understand what you are holding before you hold it.
  • Connected accountsEarly accessYour complete financial position, assembled from the accounts you already have.
  • BudgetingComing soonA plan that survives contact with a financial life spread across countries.
  • Transaction categorisationComing soonSpending you can actually read, described the same way in every market.
  • Subscription managementComing soonEvery recurring commitment in one list, including the ones you had forgotten.
  • Debt visibilityComing soonOne view of what you owe, so you can decide what to address first.
  • Investment portfolio viewComing soonYou can see your allocation as it actually is, not one brokerage at a time.
  • Financial-professional collaborationComing soonYour professional works from the same information you do, with your permission.
  • AI-assisted financial guidanceComing soonHelp understanding your information. It is not a substitute for regulated professional advice.
  • Global Financial PassportLong-term visionYour financial position, organised so it can be presented outside the country that created it.
  • Global credit profileLong-term visionA fuller financial story to present. Every lending decision remains with the institution.
  • Brokerage and investment accessLong-term visionA path from understanding your finances to acting on them.
  • Tokenised assetsLong-term visionPotentially faster settlement and greater portability. Tokenisation does not remove investment risk, legal restrictions, or custody requirements.

Human guidance enhanced by AI

Personalised human guidance,supported by technology that explains.

Selfinancial combines human expertise with AI-supported analysis. You stay in control of who sees what.

Invite a professional on your terms

Bring your financial professional into the same environment where your financial information already lives. You decide what they can see, and you can revoke access.

  • Review statements and comment on financial items
  • Create guidance, reports, and a financial plan
  • Monitor progress over time
Coming soon

Guidance supported by AI

Technology that helps organise, analyse, and explain your financial information, so you arrive at a conversation already understanding the question.

  • Explain transactions and spending patterns
  • Summarise accounts and investments
  • Prepare questions for your professional
Coming soon

Build your global financial future

Opportunities we areworking toward.

These are long-term directions rather than products you can use today.

International investing

Access to eligible investments outside your home country, subject to residence, eligibility, and local regulation.

Long-term vision

A global financial profile

A permissioned profile that helps participating institutions understand a financial history built somewhere else.

Long-term vision

Credit portability

A route to presenting verified income, assets, and cash flow to lenders in markets where you have no local history.

Long-term vision

Answers, not slogans

Questions people ask before they trust a financial product.

Eligibility

Who is Selfinancial for?

People who live, work, study, invest, or keep family connections across countries, and who hold financial accounts in more than one jurisdiction.

Connections

Which accounts can I connect?

Open Finance connections are being built for supported institutions in the United States, Brazil, and selected European markets. Availability is confirmed per country before launch.

Permissions

Does my adviser see everything?

No. You choose which accounts and information a professional can view, and you can revoke that access at any time. They cannot move your money.

AI

Is the AI giving me financial advice?

No. AI helps explain your information and prepare questions. It is not a replacement for regulated professional advice, and its outputs may need professional review.

Join the waitlist and beginbuilding your global financial life.

Tell us where your financial life already reaches, and we will let you know when the products that matter to you open.