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Product roadmap

What we are building,in the order we are building it.

What Selfinancial is building, in the order we intend to build it, with an honest availability label on every capability and no dates we cannot confidently deliver.

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How to read this page

  • Sequence, not schedulePhases show dependency order rather than delivery dates.
  • Labels on everythingEach capability carries the same availability label used across the site.
  • No invented certaintyWhere a decision is still open, we say so instead of guessing.

What the labels mean

Available
Operational today for eligible customers in supported markets.
Early access
In active development and opening to a limited group first.
Coming soon
Planned and specified, but not yet open to customers.
Long-term vision
A direction we are working toward. It depends on legal, regulatory, and partner structures that are not yet in place.

Four phases

From connected accountsto a portable financial identity.

Each phase depends on the one before it. Nothing later works without the foundation underneath.

  1. Foundation

    Early access

    Connect accounts, see the whole position, and move money between supported markets.

    • Open Finance account connections
    • Consolidated financial visibility
    • International money movement
    • Digital wallet and supported stablecoins

  2. Guidance

    Coming soon

    Bring human professionals and AI-assisted analysis into the same place as the financial data.

    • Financial-professional collaboration
    • Permissioned client access controls
    • AI-assisted insights and explanations
    • Budgeting, categorisation, and planning

  3. Expansion

    Long-term vision

    Extend from understanding money to acting on it, and give businesses treasury-grade visibility.

    • International investing access
    • Global financial profile
    • Business treasury tools
    • Professional marketplace

  4. Global financial identity

    Long-term vision

    Make verified financial standing portable enough to be understood by institutions abroad.

    • Credit portability
    • Collateral-backed structures
    • Institutional partnerships
    • Cross-border financial identity

Decisions still open

Where we aredeliberately not committing.

Answers, not slogans

Questions people ask before they trust a financial product.

Timelines

Why are there no dates on this roadmap?

Because we cannot confidently commit to them yet. Publishing a date we might miss would be a claim we cannot support, so we show sequence and status instead.

Status

How do I know what I can actually use?

Every capability on this website carries one of four labels: Available, Early access, Coming soon, or Long-term vision. The label appears wherever the capability is described.

Order

Will the phases be delivered strictly in order?

The phases describe dependency, not a rigid queue. Later work can begin while earlier work continues, but a later phase generally needs the foundation beneath it.

Follow the buildas it happens.

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